Initiatives kind of need to be kind

of commercially driven.

And I think that was one of the things that really kind of was highlighted to me when I first kind of started to spend time in the ecosystem, that there's a lot of proof of concepts that really give you a great glimpse into the power of the technology.

But it was just that, a glimpse, and none of them were really kind of scalable.

And we know kind of some of the reasons for that.

There was an absence of regulatory clarity, something that, you know, is close and dear to kind of all of the financial institutions.

And so that kind of leads, you know, to kind of, I guess, uncertainty, both kind of in and kind of internally and external to organizations.

Yeah, I think, you know, it's kind of