M
Masha Goins
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Apr 29, 2026
Not Your Grandma’s Budget: How to Budget When You Hate Budgeting | Reair: Money Magnet Mama with Masha Goins | 559
M
24:09Masha GoinsGUEST
It's such a cool feeling, and honestly, there was no need to actually use the cards, right? It's like we all get sucked in.
M
24:16Masha GoinsGUEST
I keep seeing now, of course, that I'm on the other side of not using credit cards anymore, how they suck you in with their points, and their this, and their that.
M
24:26Masha GoinsGUEST
And like, I was in HomeGoods spending my per- like, trying to do my personal, I have my MG spending, and I was like, "I have to use this money, so obviously I'm gonna have a little HomeGoods holiday trip with my pumpkin spice latte on my, by myself," right? And I did, and then she was like, "If you open a HomeGoods credit card, blah, blah, blah, blah, blah," right? And I was like, "I could see how this is super appealing.
M
24:48Masha GoinsGUEST
You get 20% off, plus you get points every time you g- shop there." And I was, I just smiled and I was like, "No, I'm good.
V
27:17VanessaHOST
There's so many things that your time is already spoken for, and you don't have to be in your finances and feeling like it's a, it's a burden for you.