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Masha Goins

Apr 29, 2026

24:07
... for your life and your family.
24:09
It's such a cool feeling, and honestly, there was no need to actually use the cards, right? It's like we all get sucked in.
24:16
I keep seeing now, of course, that I'm on the other side of not using credit cards anymore, how they suck you in with their points, and their this, and their that.
24:26
And like, I was in HomeGoods spending my per- like, trying to do my personal, I have my MG spending, and I was like, "I have to use this money, so obviously I'm gonna have a little HomeGoods holiday trip with my pumpkin spice latte on my, by myself," right? And I did, and then she was like, "If you open a HomeGoods credit card, blah, blah, blah, blah, blah," right? And I was like, "I could see how this is super appealing.
24:48
You get 20% off, plus you get points every time you g- shop there." And I was, I just smiled and I was like, "No, I'm good.
24:53
Thanks." AndBut it, that's how they suck you in with the cards-
27:17
There's so many things that your time is already spoken for, and you don't have to be in your finances and feeling like it's a, it's a burden for you.
27:25
Yeah, exactly.

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