We can dig into this, but maybe we'll circle to you, Mark, just to give us sort of the voice angle of that kind of anecdote.

Yeah, sure.

There's been a lot of talk today about how to protect fraud through messages, text messages, RCS, whatever that may be.

The reality is you should really be thinking about how to protect the customer as a whole, regardless of channel.

And I know we're seeing a lot of examples of it jumping across channels.

So Think of the scenario where you get a text message of call this number to pay a speeding violation or a toll violation.

So it starts in the messaging channel, jumps over to the voice channel, and then they're calling and providing their payment credentials.

You started on it, but we can maybe get into it a bit more.