Why is that so critical? That's a pretty bold statement.

Thank you so much for having me on again, Lisa.

I really appreciate it.

What you and Stacy are doing are just-- it's so important to get information out to people.

We're busy with our lives.

It's like we're living in a hurricane.

Sometimes we're looking at too many storms and we're not paying attention.

Right

And the family is like, "How are we going to afford to pay for all of this?" So this is what a timely conversation.

And this issue, nobody wants to talk about it, unfortunately.

And here's what I hear after thirty-five years of helping clients all over the United States.

I got clients in fourteen states.

They don't think it'll happen to them.

Say, "Oh, it won't happen to me." There's very few people, maybe three out of a hundred, where they said, "You know what? Let's plan for this and do everything we can now.

We're perfectly healthy." Usually, it happens when the landslide has already started, and then they scramble.

Hmm.

Why is it getting so much more harder to plan for retirement than it was 20, 30 years ago?

Oh boy, isn't that a great question? So let's back up for a second.

So health, we're talking about mental health here.

right? So as far as what has changed, the internet has made it so easy to invest, right? Just buy low, sell high.

Everything's easy.

Download our app, buy the green, sell the red.

Well, people are delving in and dabbling with stuff they don't understand.

How is this changing retirement planning?

But

what I found out, and this is now in high school, right? When he never walked again, I was a junior in high school.

And I was going through his books and things, and I realized the unscrupulous people that he put his money with and the bad investments that he believed in.

And so remember, he was a scientist.

He was a scientist.

He was a friend.

He was a doctor.

Yes.