So, look, as we head towards the 30th of June, Maddie, and the end of that KiwiSaver year, what should people be doing to make sure they don't miss out on that government contribution?

So from the 1st of July 2025, so that was last year, the government contribution did change.

So it is good for people to be aware of what this change looks like.

So it's now 25 cents to every dollar that you personally contribute.

It did used to be 50 cents for every dollar.

So the maximum payment now is $260.72 a year.

And there are a couple of important eligibility changes that people should look at as well.

Yeah, let's talk about those changes and who they affect specifically.

What about the eligibility? It's sort of age and income related, isn't it?

That's right.

So there's been a great change.

So now 16 and 17-year-olds qualify for the government contribution.

So this is the first time that they're going to benefit from it.

Previously, it was 18 and above.

So you've got a couple more years now of maximising government contributions, which is Perfect.

What is your biggest piece of advice for clients when they're calling through to you? And they're curious or they've got questions about this stuff.