Yeah.

So you sit with a quality subset, right? And when you sit with that quality subset, it does something.

And how do we, how do we say, okay, well, well, how does this then perform if we do that? And it's very, it's very easy to do this exercise.

You just say there are benchmark providers and, you know, same rebalancing time, same methodology, same Sharia board, and you say, okay, here's the conventional fund and here's the Sharia fund, and now we've applied all of those screening and let's stress test this.

And as we stress test, we say, okay, well, we're gonna go into a period of crisis.

Yeah

...

the size of per share or the size of the, the country or the size of the sector.

So what does this mean from a crisis perspective, a risk management perspective? Does this fund tend to be more resilient in a downturn?

I think I wanna talk about that to the numbers.

I've given you the rules, and now it's very easy to implement that and say, "Okay, well, let's put that to the test." So what are we observing? Largely, we're observing lower volatility because of interest rates that can fluctuate, shallower drawdowns, and faster recoveries.

Now, when I say fast recovery, you'll say, "Well, is that recovery back to zero, or is it peak to trough?" And we can talk about that.

But then let's look at the actual crisis period.

So the one we all know, and I'm sure your investors are a sophisticated audience, so they would have lived through the global financial crisis, which is the 2008, 2009 crisis, right? So now again, you mentioned credit.

Let's see what happened at that time.

But where is that outperformance coming from?