UK market How are challenges similar across the different markets which you're operational in, and also what are some areas of difference?

Okay.

There's probably quite a lot of similarities, actually.

I think reasons for disputes are usually quite similar.

Negotiations around repayment plans, or even challenges with languages are similar.

Relationship preservation is another one.

Obviously, that relationship with a key supplier can often be kind of fundamental to a business.

So how do you balance successful debt recovery while maintaining positive relationships between buyers and suppliers?