Um, and, and how do you do that as a parent to sort of teach kids to start that pro- like, building credit responsibly? You talked about the, the budgeting piece, and, and obviously, you know, building credit is, is part of that, but it's also part of their financial health for the future.

Yeah, it is.

And I think teaching what we're gonna call the golden rules of credit at an early point in their life is important.

So make sure your teen understands the fundamentals of credit, which are pay the bill in full and on time every month.

Keep your balance well below the credit limit.

And you gotta treat that credit card just like a debit card.

You only spend what you have in the bank.

How do p- people, uh, just as this last question as we wrap up here, how do folks start building that, uh, emergency fund or some sort of financial safety net for those unexpected things that inevitably will happen?

Um, and, and how do you do that as a parent to sort of teach kids to start that pro- like, building credit responsibly? You talked about the, the budgeting piece, and obviously, you know, building credit is, is part of that, but it's also part of their financial health for the future.

Yeah, it is.

And I think teaching what we're gonna call the golden rules of credit at an early point in their life is important.

So make sure your teen understands the fundamentals of credit, which are pay the bill in full and on time every month.

Keep your balance well below the credit limit, and you gotta treat that credit card just like a debit card.

You only spend what you have in the bank.

You know, nowadays with credit, debit, online purchases, making sure they understand that all of those different forms are all tied to real hard-earned money and thinking about that becomes important.

How do p- people, uh, just as this last question as we wrap up here, how do folks start building that, uh, emergency fund or some sort of financial safety net for those unexpected things that inevitably will happen?

Um, and, and how do you do that as a parent to sort of teach kids to start that pro- like, building credit responsibly? You talked about the, the budgeting piece, and, and obviously, you know, building credit is, is part of that, but it's also part of their financial health for the future.

Yeah, it is.

And I think teaching what we're gonna call the golden rules of credit at an early point in their life is important.

So make sure your teen understands the fundamentals of credit, which are pay the bill in full and on time every month.

Keep your balance well below the credit limit.

And you gotta treat that credit card just like a debit card.

You only spend what you have in the bank.

How do p- people, uh, just as this last question as we wrap up here, how do folks start building that, uh, emergency fund or some sort of financial safety net for those unexpected things that inevitably will happen?