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Lloyd Moore

Engineer

Aug 4, 2026

8:21
Yeah.
8:22
Yeah, just trying to pick the easiest one to explain.
8:27
So a lot of settlements right now, they're not really programmable, either by the user or even the institutions that serve those same customers.
8:36
And sometimes you want to conditionally make a payment on a particular rail, depending on who the customer is or the time of day or the amount of the actual payment.
8:50
And then maybe you want to make the same payment, but you want to maybe split it into two legs or three legs.
8:57
And so an interesting use case that we deal with today is where somebody has a vast amount of stablecoins But as a stablecoin, you've got liquidity that's potentially able to sit on the bank's books.
9:15
And so there's an interesting use case where those stablecoins can be automatically converted and a percentage set placed on the bank's ledger.

18 MINS LATER

BrianHOST
27:49
I'm just curious how you're utilizing AI and kind of where you're seeing that going in the future.

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