What value can you bring to those discussions as a financial expert?

We can take that conversation away from the instructing solicitor and just look at what is best for that individual in terms of the structure of the award.

So that means the comparison that you're providing within the report and the analysis focuses on whether or not the settlement should be a lump sum, which means that that person will receive a a one payment of potentially a significant amount of money into their bank account, whether it's via professional deputy, whether it's into a trust, but they will receive one payment and that payment is to last them for the rest of their life, however long that may be.

in comparison to a combination of a lump sum with a periodical payment.

So a periodical payment is a guaranteed payment for life for a specific head of loss.

Generally, it's to meet the cost of care, to meet the cost of case management, even deputyship fees.

I've seen it done where It's to meet care home fees for an elderly person.

understand what that looks like in the different pots so how do you practically go about helping somebody to to see where that money sort of the different points in which that would drop into their life and provide that and and and how it's gonna last