Just as simple as the question can be, can you help us understand some of the activity that's happening around the CFPB in Congress?

Sure.

And just before I go on, I wanted to say, I don't think I ever responded to your question about whether John and Brian are well-liked.

They both are.

I've worked with them both when they worked on Keppel Hill and in some of their other capacities.

Both, I think, very smart, very capable people.

So I wanted to just go back and hit that since I forgot to respond to that.

Really, why TRID? Why is TRID being included in this mortgage credit issue? And do you feel like this will see revisions?