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Lawrence Kiely

Financial Planner at Prostatis Financial Advisors Group in Hanover, MD, and recurring guest on The Savvy Investor Podcast.

Oct 6, 2026

speaker_0HOST
1:35
Mm-hmm
1:35
... get that free money from the employer.
1:37
Um, and then you kinda just, it, it just comes out of the paycheck, especially if you're doing pre-tax and you're not doing Roth 401[k] contributions.
1:44
You're doing pre-tax money, and you kinda just forget about that it's even...
1:47
You don't really notice it on the paycheck or on your pay stub, um, or on your cash flow.
1:52
So it just happens, and you kinda...
1:54
Normally there's an advisor on the 401[k] that you never communicate with or you don't even know exists.

9 MINS LATER

speaker_0HOST
10:34
Yeah, yeah.

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