And so you mentioned earlier when you were talking to the ophthalmologist on, you know, if you are If you're no longer able to work, what are you going to do? What's your plan? And I think it's important for us to circle back to that because I would love for you to share with us why disability insurance is such an important topic for physicians and physician families in particular.

Yeah, well, disability insurance at the end of the day, very basic.

It's really paycheck protection.

You know, what happens if I am too sick or hurt to work? Now, again, physicians not only have this academic side where they're intellectually gifted, but they might also have a physical side to their occupation, like an orthopedic surgeon.

And I always kid around, like the orthopedic surgeon is the mind of the doctor.

but the body of the construction worker.

And if you do anything too often for an extended period of time, the body can break down.

rises.