When you think about the what ifs, what if we didn't have the Lauren Pattersons and then Joe Falk and the A.W. Pickles and the Mike Farrells and the Kimber Whites and the Valerie Saunders, the people that are passionate about the industry to go and to do the lobbying and to meet with, whether it's on a state level or on a federal level, what would happen if we didn't have that?

if we didn't have mortgage professionals getting involved on state level and the federal level, you would have legislation.

You'd have regulations there that not intending to do so had dire consequences that went with them.

Okay.

Um, you looked at what's happening out there right now.

There's legislation in DC with the VA side of the world, right.

And wanting to take increase the funding fee on earls.

if