What do they do in that regard?

Yeah, so that's where they're going to probably want to look at either a Medigap plan because Medicare is the network.

So if they can see a Medicare doctor here, they can see a Medicare doctor wherever they travel.

If they have an Advantage plan, then there are certain carriers.

It's very interesting where they actually have Medicare networks in certain states in the country, Florida, Arizona, North Carolina, travel states, right? Right.

And then there's some that have PPOs where they will be able to go out of network.

So in Snowbird or RV traveling, a lot of that is important in the decision-making process.

It pretty much goes online for you right away.

We talked last hour about how it's not a one-size-fits-all, but there's a lot of maneuvering, there's a lot of tinkering, there's a lot of a la carte situations that can happen that fits you.

Yeah, so there's, you know, over 10 carriers, and with those carriers, 60, 70 plans.

Not all of those plans have the same formulary.

Formulary is the list of drugs that are covered, right? So you have a ton of nuances within those plans, and then you've got standalone prescription drug plans.

Then you've got Medigap plans over here, right? So you've got f- all these different types of plans, and trying to figure out what's the right fit can be a challenge for people.

What do they do in that regard?

Yeah, so that's where, you know, they're gonna probably wanna look at either a Medigap plan, because Medicare's the network.

So if they can see a Medicare doctor here, they can see a Medicare doctor wherever they travel.