They don't know how to now make it all happen, even if they have a right plan in place.

Well, that's true.

So the first thing, you've got to understand your Social Security benefit.

And if you haven't gotten a statement, they don't typically mail them out anymore, only on certain, like age 60, for example, go to ssa.gov. You're going to need that important piece of information to plug in.

Do you take it at 62, 67, 70, or anywhere in between? Pension options, too.

You know, we have a lot of people around this area have pensions.

They work for companies for years.

We can only draw 4% of what we got left, right?