But I guess when we actually look at, we, we touched on this before, when we look at a client and general perception perspective, I mean, Kevin, coming to yourself, what problems, what pain points are companies actually trying to solve through digital assets and tokenization?

That is a really good question.

It extends on your previous two questions, which is: What are use cases, and what is the regulatory environment doing to support this? I guess what I'll say is the regulatory environment has, has progressed a lot over the past few years, but they're progressing at different paces, different jurisdictions, different markets.

Some are more clear while others are not.

Now, in the context of global trade, it's not a single market that we look at.

We have to look cross-border.

So wherein you have a country where there are more events in terms of adoption of, let's go back to stablecoins, uh, whereas another country still has no clarity, no regulatory guidance on that, then it creates an, an issue to your point, a pain point for the client.

And Kevin, moving to yourself, I mean, Emily's touched on it in terms of wallets and infrastructure, but, but what role should banks play in this journey when we're talking about helping clients from navigating regulatory, cyber security, and just, just implementation of all these changes?