Do Republicans and Democrats, how do they compare when you look, and you should be judging on who's president or who's Congress when you assign blame?

You know, I'll tell you, for the last 40 years, everybody gets the blame.

And there's a branch of government problem.

in that when you're in charge of the executive branch, your team, your guys, you want to do as much as you can with those agencies.

And they create regulatory burdens in very specific ways that match up with their worldview.

If you're at the Congress, if you're you know, responsible for lawmaking.

And remember, laws in America, they're supposed to be what are called generally applicable, right? A law should not apply to one person.

How do you approach the regulatory burden? What's not the trick, but the tool, if you were to say, here's our strategy, here's how we're working on it?

Mm-hmm

... uh, what I told, uh, Marion privately, and, um, [lip smack] it need not be private.

Um, I've, uh, read about, uh, visited with family members, studied Julian's work.

Um, I know his legacy, I think, fairly well.

Um, this was the single best standalone talk on Julian's work that I've ever heard, hands down.

And I, I simply proclaimed, as one does, uh, without actually seeking permission from Marion, that, uh, going forward, this talk, we're gonna take the video and just share it with every single CEI intern class.

It was not only, uh, a great introduction to this notion that human beings are assets, that we bring something of value simply by existing, [lip smack] uh, that we're not on the cost side of the ledger, but it also was very nuanced.

Um-But when you look at, at ten successful years and, and what you've learned in that time, what we all collectively have learned in that time, what are you most excited about moving forward, both for things like this, like this big special event, um, but in general in the, in the policy world?

What does that mean at the kitchen table for Americans? What's an example of that?

Well, a lot of people might be familiar with a term of art, kitchen table economics.

I think it might have even first come to us from Mario Cuomo some 20, 30 years ago.

But the idea that you just asked about is...

when people are living their own life, visiting with their family, and they're making decisions about what they can do, whether they should save more, whether they should invest in a new roof for the house, whether they should take a trip, you know, leisure activities, how much they're going to spend on this or that activity.

Those decisions are they're dramatically shaped by things like access to credit and finance.

So a great deal of discussion in our public debate today is around housing costs and affordability and It is likely the case that if you want to see more people afford ownership, you need a healthy credit system, right? So people can borrow and lend with confidence.

Tell us, how is the work that CEI is doing affecting the cost of housing or making housing more affordable for young Americans? How can removing barriers to housing access, how does that work from a Liberty perspective?