allowing, excuse me, the Fed's allowing.

Right.

It's true that marginal cost is fleeting.

But again, even my friend on the other side, his clients, and by his clients, I mean the broader merchant industry, Nobody suggested that that should be the right answer.

No one was suggesting marginal cost.

And when this case was argued for the DC Circuit the first time, Judge Williams really zeroed in on this question and said, it must be the case that Congress anticipated that issuers would recover the fundamental costs that they need to process transactions.

It has to be, you could have defined incremental in different ways, like long run incremental costs that would take into account you know, the cost that it takes to process these transactions.

Thank you.