What's your prediction about where we'll be in the next two to three years in disability housing? Will we still have models like ILO and MTA and SIL or will they shift and change back to what we used to have or into something else?

When the next two or three years, I mean, housing is not very interesting in the bigger world NDIS.

It doesn't have enough money to give it any sort of attraction.

It doesn't have the political crises that means it gets lifted to the top of the agenda.

So nothing much will happen broadly.

There's a couple of caveats on that.

I think SDA is a time bomb.

What if we talked about where the scheme will be in 10 years? Do you think it'll be back to institutions just called something different? Or do you think that there will be an overcorrection and then they will go back to somewhere more closer to where we are now?