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Jonathan Kulak

Jonathan Kulak

Sr. Mortgage Loan Originator at Trident Home Loans; Lt. Col. U.S. Air Force Reserves; former AC-130 pilot with 20 years military service; Texas A&M graduate specializing in VA loans.

Jul 1, 2026

LoanOfficerPodcast.com

LoanOfficerPodcast.com

How Jonathan Kulak Built a 250+ Loan a Year Referral Based Mortgage Business

Jul 1 · 22m

Chris JohnstoneHOST
0:12
So for all of our wonderful listeners, give us a little bit of your background, how you got into the mortgage industry and what your volumes look like today.
Jonathan Kulak
Jonathan KulakGUEST
0:19
Sure.
Jonathan Kulak
Jonathan KulakGUEST
0:19
It was kind of by accident, honestly.
Jonathan Kulak
Jonathan KulakGUEST
0:22
I was an Air Force guy, did about 13 and a half years active duty, started maintenance, flew AC-130s.
Jonathan Kulak
Jonathan KulakGUEST
0:32
And then towards the end of my active duty time, flipped a couple of houses with another military guy, which ended up leading us to buying a house here in Florida.
Jonathan Kulak
Jonathan KulakGUEST
0:43
There was a foreclosure.
Jonathan Kulak
Jonathan KulakGUEST
0:44
We were going to flip it.

13 MINS LATER

Chris JohnstoneHOST
13:40
Are you looking at AI tools like what's next? What do you have on your radar for moving forward?

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