When we look at the... insurance landscape maybe for for people that aren't intimately familiar you bring them up to speed on the the nfip its role in society versus private insurance and just just what we've seen with with premiums with claims with other figures or any statistics you can provide about what's been going on here trends recently things of that nature

trends with the nfip um i think the NFIP, first of all, has an incredible mandate.

You know, you think back to its inception, it's been charged with providing flood insurance to everybody everywhere, regardless of the structure that they built or that they own, regardless of their claims history, regardless of their lifestyle.

That's not the way private industry works when it writes insurance.

And so the NFIP, like I said, has just this unbelievable mandate.

And by the way, That mandate was initiated before we even had the computing power, the modeling power, the analytics power that we have today.

Think about post-hurricane Andrew when devastation happens in South Florida, resets the entire wind market along the coast, stretching from basically Brownsville, Texas, up into the Cape of Massachusetts.

Can you talk about some of the assessment that was made and what we could see in practice as a result of it?

How does it work?

Well, um, it's, it's been organized by Wales Council of the Blind, and it's something we realized post-COVID we, we hadn't really done.

So we've met with people, I mean, I think the world has changed, so we've, we've, we've met a lot with people, uh, online through, in Teams and Zoom meetings, but we've not really actually gone out and met optometrists and, and clinicians, um, since before the pandemic, so that's, you know, nearly five, six years ago.

Um, so we were lucky to get some money from the outgoing Welsh Government to hold seven in-person events in the seven health boards in Wales.

Uh, so RNIB Cymru is there, along with Wales Council of the Blind, Macular Society, Glaucoma UK, you know, the, the, the, the, the, the organizations that are very active in Wales in order to provide optometrists with an idea of the kind of support that's out there for their patients to support blind and partially sighted people and people who are at risk of irreversible sight loss, uh, you know, the, the, the support that is vital to keep them independent.

And it's been very successful so far.

We've held, this is, the fourth one is today of seven.

And John, you've recently written to the new Cabinet Minister of Health in Wales, Mabon ap Gwynfor, along with the shadow ministers for health in the opposition parties, and there were three key points that you were hoping to get across to the ministers.

Does it, uh, bear out with your own observations?

Oh, yes, it does.

And, and I think it's important to, uh, to recognize that these drugs do reduce your appetite, do reduce your, uh, the food noise.

Um, and they, they do work to treat the actual disease, obesity.

Uh, we call it a disease only when it causes, you know, complications.

But for many people it is a disease, and there's probably o- one, you know, 1.4 million of them in Australia where it's a significant problem.

So when you were quoting the 400,000 or so- you know, the, the, the number on Ozempic-

Do it now"?

Is it possible that these drugs may reduce people's sex drives?

I suppose it's possible, but we have no evidence that it does it across the board or significantly at all.

In fact, the sex drives are suppressed often in people with men have more erectile dysfunction, more problems with fertility and women with fertility, etc.

These drugs have a positive effect on reproduction.

And I think one of the problems we have is that people want to find these drugs a problem whichever area they look, whether it's depression, whether it's anxiety, whether it's anything.

The fact is that they have a positive effect on all of the problems related to weight and weight and its complications, overweight.

Now, if they're used by people who don't have a weight problem, that's an issue.

It's talking about sexual desire.

Pretty staggering stuff.

Yes, I think people today would think it's staggering but it doesn't surprise us at all.

In fact there's a strong relationship between many cancers and increasing weight and we've known for some time that treating the weight reduces the risk of cancer and last century there were papers on bariatric surgery reducing the risk of some cancers and that's expanded since then.

So when we have these GLP-1 drugs and the generations that are following, we expected to see these cancers reduce risk of cancer and actually reduce progression of cancer.

It's the loss of the weight.

Unfortunately, people always want some magic and so forth.

But the loss of weight was showing us this such a long time ago.

And the cancers that were reducing in risk were the same ones.

Yeah.

But I know every gangster you could come across.

Now, the different things about gangsters, that's another story.

There's an underworld where there's a clique of us.

Uh, and we always used to meet in places, but we'd never talk-It, we just talked normal talk, have a drink.

I went up north once to bring a bloke back in a boot of a car.

I had a car rental company as well, and, uh, he b- he borrow, he took the car, he went up Manchester, and he was giving it all the big 'un on the phone.

I mean, God, when I was little, if you got into police, they could march you home, clip round the ear, hand you over to your parents.

We'd take the check, but you couldn't pick the car up until the check had cleared.

Yeah.

I'll take the check, and like I said, they can pick the car up at 5:00, because I want my mechanic to go over it and make double sure it's perfect.

'Cause there's nothing worse, go out there in the morning t- try to start the car and you've got that old, "Uhh, uhh, uhh." You don't need that, my friend.

And I, you're such lovely people, I like you, and I do not want you to suffer that in the morning 'cause it, as I said, there's nothing worse, going out, go to work, can't start the car.

So what I say, pick the car up at 5:00.

Now, the check, what you do, you pay the check straight into his bank.

... up to no good with the bodges and the cars and ...