But after founding Thriving Wealth, has there been a perspective change in financial advice for you? Yeah, definitely.

Definitely.

Actually, originally, the business was called AFA Group Wealth or Australian Financial Advisors Group, it's the original name.

And it was trying to be like so wide reaching and kind of serve everyone.

And it was just, you know, get bums on seats, let's be honest.

Okay.

But As I kind of got on with business and I kind of looked at what I was previously doing at my cousin's practice and then obviously what I was doing with mine, it was very superannuation focused, very insurance-based focused.

But from the client's point of view, I want to see, has there been any change since COVID in the pandemic? How have your clients acted previously and how have them changed now? It's very