Mm-hmm.

Which means the banks aren't providing credit to the market.

And if you just look at the numbers, we're, we're, we're the exact opposite of what a normal economy should look like.

We have 20 billion in domestic borrowing today, 20 billion US dollars.

There's only five in credit, in private credit to the market.

Our domestic credit to GDP ratio is just under 13%.

A normal economy is sitting at about 100, meaning for every dollar of economy, of GDP, you put a dollar of debt in the market.

MTN.