And, you know,

it's natural, I guess, to a degree, because, you know, with affluence that a lot of folks have, you know, the parents have nice cars and have nice houses, but they didn't start out there.

You know, they started out in a in a starter home that was very, very modest.

They started out with very used cars.

My wife and I, we had one car that we shared.

We both worked.

She would drive me to work and then go to her job.

But – In some ways, it's healthier to have a silo over those things like you were trying to explain I think.

But how much of that – I guess it just depends on a person how much of that mix that you're going to continue to invest.

Yeah, it generally will depend.

I mean some people have pensions and social security and a lot of their income needs are met.

Their base income needs are met.

That person can afford to be a little more aggressive.

One of the things about the market, it's a great thing over time to keep up with inflation and grow your money, grow your income over time.

But it is volatile.

So what are some of the things you think that, I mean, that you know from experience that folks think about those?

And there's tools and levers there for that.

And I think there's definitely a little bit of a funk feeling kind of over everything.

And I believe that's because in the spot we are right now, there's a very, big divide between who is benefiting and who is – inflation is terrible.

Higher interest rate is terrible if you don't have assets.

If you're living paycheck to paycheck, you feel that directly and it doesn't feel good.

If you are an asset owner, someone who has a portfolio, someone who has adequate savings and investment, you're earning actually more money than your grocery bill is going up.

You don't like it.

So calling John at Fourth Avenue Financial and getting some expert advice in that regard is going to give you a leg up on anything else that you're planning on doing because you will be given a strategy that will work and that's kind of detached from the personal influences of your life.

What can you do in those situations? How do you create a resilient portfolio so you can roll with the punches as you go along your life? I mean, if you're investing and you do it right, you're going to be rolling with this thing for 30 or 40 years, right? So you could have life events like that that happen to you.

Yeah, and it all really comes back to the same thing.

Have a solid foundation and a plan.

Make sure you plan for things before the events happen.

COVID was a disruption.

Well, you can't predict when things like that happen.

But if you were doing the right things beforehand, you would have had an emergency fund.

Yeah.