We're

Christians and we're going to answer honestly.

So you have to.

be aware of that.

I think now super requirements or what's going to be needed for a comfortable requirement is probably the most stretch and onerous as they ever have been because I fear, I'm 58 and I'm still working because I want to be able to provide for my wife and my kids moving forward.

You just don't know but As a Christian, I believe in God's providence and there will be a reset.

I passionately believe there's going to be a reset.

You still might get your money back, but yes,

But how else do you think Christian beliefs can shape the way that you invest? I think

let Jay go first.

A really big sector of investing that's grown exponentially is ESG.

So that's environment, social governance.

And a lot of it has a strong alignment with Christian values.

So going back to that gentleman's comment, absolutely.

If something challenges us morally, ethically, do not invest in it.

Yeah,

Like why should I invest it in something?

Look, First and foremost, Ben, investing is just an extension of everyday life.

People go to work because they need to earn an income to provide for their families, to provide a livelihood.

And investing is just an extension of that.

It's about how you go about the investing, what your intent is, particularly from a Christian perspective.

What are you seeking to get out of it? So I think investing is important.

In fact, you know, Jesus talks about it in the parable of the talents in the Gospel of Matthew where he basically makes it very clear that if you've been given talents... you're expected to use those talents and at the bare minimum put it into a bank account and earn some interest.

Am I heading in an appropriate direction?