Mm-hmm.

So they can go...

So what's happening now with the, um, with the onset of the One Big Beautiful Bill Act is that Congress has reduced the amount of money that students can borrow from the federal government to pay for college, and this isn't just our undergraduate students.

These are our students going to graduate school.

These are our students going to professional school, and what's happening is they have these stricter limits.

Now, with the cost of college rising, often there is a gap between what people can borrow from the federal government and what is, um, what is, and, and the actual cost of college.

With these new limits on these student loans backed by the federal government, the gap is even wider between what they can borrow and then how much it costs.

Mm-hmm.

Jennifer, can you educate me on why is it students go to college and they make it seem so simple, but they just get themselves wrapped up in all this debt and then it basically can ruin their lives after they graduate?

Okay.

First, when we talk about the cost of college, the college costs have escalated significantly since You know, since I went to college, since my students' parents, if they did go to college, since they went to college.

And there's a lot of times people are just shocked and they don't have a full understanding of how much college costs.

Or how much it will cost until right before that student gets ready to go to college.

And I mean, if you're a parent and you've been telling your kid that he or she is going to go to college, no matter what, then people sign up for those loans for no matter what.

Often what happens with folks when it comes to student loans, I mean, you can go to college and college could cost what? Let's just say over four years, college now could cost $200,000.

What exactly is the parent class that you're offering?

Mm-hmm.

So they can go...

So what's happening now with the, um, with the onset of the One Big Beautiful Bill Act, is that Congress has reduced the amount of money that students can borrow from the federal government to pay for college.

And this isn't just our undergraduate students.

These are our students going to graduate school.

These are our students going to professional school.

And what's happening is they have these stricter limits.

Mm-hmm.

Mm-hmm.

So they can go...

So what's happening now with the, um, with the onset of the One Big Beautiful Bill Act is that- Congress has reduced the amount of money that students can borrow from the federal government to pay for college, and this isn't just our undergraduate students.

These are our students going to graduate school.

These are our students going to professional school, and what's happening is they have these stricter limits.

Now, with the cost of college rising, often there is a gap between what people can borrow from the federal government and what is, um, what's of... and, and the actual cost of college.

With these new limits on these student loans backed by the federal government, the gap is even wider between what they can borrow and then how much it costs.

Mm-hmm.

Mm-hmm.

So they can go...

So what's happening now with the, um, with the onset of the One Big Beautiful Bill Act is that- Congress has reduced the amount of money that students can borrow from the federal government to pay for college, and this isn't just our undergraduate students.

These are our students going to graduate school.

These are our students going to professional school, and what's happening is they have these stricter limits.

Now, with the cost of college rising, often there is a gap between what people can borrow from the federal government and what is, um, what the, and, and the actual cost of college.

With these new limits on these student loans backed by the federal government, the gap is even wider between what they can borrow and then how much it costs.

Mm-hmm.

Mm-hmm.

So they can go...

So what's happening now with the, um, with the onset of the One Big Beautiful Bill Act is that- Congress has reduced the amount of money that students can borrow from the federal government to pay for college, and this isn't just our undergraduate students.

These are our students going to graduate school.

These are our students going to professional school, and what's happening is they have these stricter limits.

Now, with the cost of college rising, often there is a gap between what people can borrow from the federal government and what is, um, what is, and, and the actual cost of college.

With these new limits on these student loans backed by the federal government, the gap is even wider between what they can borrow and then how much it costs.

Mm-hmm.

They're called PWIs.

So it's...

So Scholar Ready is important because there are so many opportunities available to our students, whether they choose a predominantly white institution or a PWI or a historically Black college or university or an HBCU.

They-- We just have to be ready for the opportunities.

And I named the company Scholar Ready because I was inspired by my first client, who is me.

And I graduated from, um, if you can, uh, I'm from Houston, Texas, and I graduated from North Shore Senior High School, and I was tired of going to school with the same people for twelve years.

Um, as an adult, I can appreciate that stability that allowed me to do that, but as a sixteen or seventeen-year-old, I did not appreciate that.

How does one listening to this show, Jennifer, get in touch with you, and then steps, step by step, how we can get them registered, and once they register, how do you reach back at them?

They're called PWIs.

So it's, so Scholar Ready is important because there are so many opportunities available to our students, whether they choose a predominantly white institution, or a PWI, or a historically Black college or university, or an HBCU.

They, we just have to be ready for the opportunities.

And I named the company Scholar Ready because I was inspired by my first client, who is me.

And I graduated from, um, if you can, uh, I'm from Houston, Texas, and I graduated from North Shore Senior High School.

And I was tired of going to school with the same people for 12 years.

Um, as an adult, I can appreciate that stability that allowed me to do that, but as a 16 or 17-year-old, I did not appreciate that.

How does one listening to this show, Jennifer, get in touch with you, and then steps, step by step, how we can get them registered, and once they register, how do you reach back at them?

When you're talking about, I gradu- graduated from the University of Houston, you graduated from the University of Oklahoma, they're called PWIs.

So it's in...

So Scholar Ready is important because there are so many opportunities available to our students, whether they choose a predominantly white institution, or a PWI, or a historically black college or university, or an HBCU.

They, we just have to be ready for the opportunities.

And I named the company Scholar Ready because I was inspired by my first client, who is me.

And I graduated from, um, if you can, uh, I'm from Houston, Texas, and I graduated from North Shore Senior High School.

And I was tired of going to school with the same people for 12 years.

How does one listening to this show, Jennifer, get in touch with you? And then steps, step by step, how we can get them registered, and once they register, how do you reach back at them?

When you're talking about, I gradu- graduated from the University of Houston, you graduated from the University of Oklahoma, they're called PWIs.

So it's in, so Scholar Ready is important because there are so many opportunities available to our students, whether they choose a predominantly white institution, or a PWI, or a historically black college or university, or an HBCU.

They, we just have to be ready for the opportunities.

And I named the company Scholar Ready because I was inspired by my first client, who is me.

And I graduated from, um, if you can, uh, I'm from Houston, Texas, and I graduated from North Shore Senior High School.

And I was tired of going to school with the same people for 12 years.

Um, as an adult, I can appreciate that stability that allowed me to do that, but as a 16 or 17-year-old, I did not appreciate that.

How does one listening to this show, Jennifer, get in touch with you, and then steps, step by step, how we can get them registered, and once they register, how do you reach back at them?

When you're talking about, I gradu- graduated from the University of Houston, you graduated from University of Oklahoma, they're called PWIs.

So it's, so Scholar Ready is important because there are so many opportunities available to our students, whether they choose a predominantly white institution or a PWI or a historically Black college or university or an HBCU.

They, we just have to be ready for the opportunities.

And I named the company Scholar Ready because I was inspired by my first client, who is me.

And I graduated from, um, if you can, uh, I'm from Houston, Texas, and I graduated from North Shore Senior High School.

And I was tired of going to school with the same people for 12 years.

Um, as an adult, I can appreciate that stability that allowed me to do that, but as a 16 or 17-year-old, I did not appreciate that.

How does one listening to this show, Jennifer, get in touch with you, and then steps, step by step, how we can get them registered, and once they register, how do you reach back at them?

When you're talking about, I gradu- graduated from the University of Houston, you graduated from the University of Oklahoma, they're called PWIs.

So it's, so Scholar Ready is important because there are so many opportunities available to our students, whether they choose a predominantly white institution, or a PWI, or a historically Black college or university, or an HBCU.

They, we just have to be ready for the opportunities.

And I named the company Scholar Ready because I was inspired by my first client, who is me.

And I graduated from, um, if you can, uh, I'm from Houston, Texas, and I graduated from North Shore Senior High School.

And I was tired of going to school with the same people for 12 years.

Um, as an adult, I can appreciate that stability that allowed me to do that, but as a 16 or 17-year-old, I did not appreciate that.

How does one listening to this show, Jennifer, get in touch with you? And then steps, step by step, how we can get them registered, and once they register, how do you reach back at them?

They're called PWIs.

So it's in...

So Scholar Ready is important because there are so many opportunities available to our students, whether they choose a predominantly white institution, or a PWI, or a historically Black college or university, or an HBCU.

They, we just have to be ready for the opportunities.

And I named the company Scholar Ready because I was inspired by my first client, who is me.

And I graduated from, um, if you can, uh, I'm from Houston, Texas, and I graduated from North Shore Senior High School.

And I was tired of going to school with the same people for 12 years.

How does one listening to this show, Jennifer, get in touch with you? And then steps, step by step, how we can get them registered, and once they register, how do you reach back at them?

Mm-hmm.

And I was reading a paragraph and I could and I read it aloud and I pronounced every word perfectly.

And then I looked to her and I said, hey, what did I just read? I have no clue what I just read because I don't have the background knowledge.

I didn't take that kind of advanced whatever physics or whatever to be able to understand that.

So that's what we have here.

We have we have to make sure that our younger kiddos are getting the background knowledge to be able to perform well, because when I look at my students who are doing well as 12th graders.

Like we're at a point now where they just have to walk through the door.

And how they take those tests.

Yeah.

That's not the success of those programs.

So in my community, there are two main, just like most communities, there, there are maybe two main roads.So one of the main roads, I can drive down one of the main roads on Saturday afternoon, in fact, this past Saturday afternoon, and I see those little boys out there playing football, and their families are out there.

They have the tents.

They have the food trucks.

They have everything going on to support those, uh, babies in football.

And then when I turn down another major road, I see the same thing happening maybe on a Sunday.

Mm-hmm