One of them might be picking the right investments.

Right.

So, you know, this also brings to mind our wealth seed program that we have here for the young investor new to investing and starting out.

The wealth seed program here at Ellen Becker Investment Group would really emphasize the importance of starting early.

So it's amazing when you do those calculations.

If you start off early, you need to save so fewer dollars than if you start out later in time.

And, you know, I've been 20 years old and I often think, all right, I'll get to that.

Oh, wow.