Mm-hmm.

Yep.

A- a- a- and I'll, I'll give you an example.

A lot of very, very smart people either get boxed into a role or get, don't get enough time to do super interesting stuff because they are d- bogged down in mundane tasks, yeah.

I don't know if AI will be the center and runs everything.

For the next 12 months at least, what I see is you have incredibly smart people.

You equip them with this tool.

Can vibe code the-

So what are the old banks not getting right? What are the new banks like you getting right? What's the delta?

Yeah, I think one is the fundamental problem.

We are in the business of service focused on banking.

I think many banks globally on the business of banking and they happen to do service.

Yeah.

And I think that is a huge distinction in the way everything trickles down.

And I talk about service.

You've transitioned from, you know, and these are just words from a startup to, you know, now becoming a, I wouldn't say an 800 pound gorilla, but you're definitely a, you know, a 50 billion dirham giant, right? How are you going to be able to maintain that difference and not become one of those who you were looking to on or are disrupting?