Jay Zigmont
Financial planner
4
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Sep 15, 2026
#310 | Should You Rethink Retirement Planning If You’re Child-Free? How To Protect Your Wealth in a Shifting Economy - Financial Literacy, Financial Advisor & Wealth
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Jay ZigmontGUEST
And all of the work that's been done to, quote unquote, encourage child free people to have kids just doesn't.

John DeGoeyHOST
So if it were up to you, Jay, how would you get people to open a meaningful adult dialogue where people are not pointing fingers and defending turf, but actually rolling up their sleeves and trying to solve the problem? How would we do that? So
Jay Zigmont of Childfree Trust
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Jay ZigmontGUEST
I mean, the, the 25% of the US that are childfree are changing the economy for the other 75%.

Jay ZigmontGUEST
You know, for example, childfree people as a whole tend to rent at a much higher, you know, rate than buy houses.

Jay ZigmontGUEST
Because, you know, if you don't have to be there for the school system, you can go and be flexible and move all the time.

Bob CordaroHOST
longer.Now, I, I've always felt that, uh, uh, at least in recent decades when fertility rates in, of American-born citizens has gone down, that legal immigration was, uh, one of the saviors of the country and giving us a vitality that places like Europe that preceded us in these issues, uh, do not have.
Bob Cordaro Show Hour 3 from July 14, 2026
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Jay ZigmontGUEST
I mean, the, the 25% of the US that are child-free are changing the economy for the other 75%.

Jay ZigmontGUEST
You know, for example, child-free people as a whole tend to rent at a much higher, you know, rate than buy houses.

Jay ZigmontGUEST
Because, you know, if you don't have to be there for the school system, you can go and be flexible and move all the time.

Bob CordaroHOST
Now, I, I've always felt that, uh, uh, at least in recent decades when fertility rates in, of American-born citizens has gone down, that legal immigration was, uh, one of the saviors of the country and giving us a vitality that places like Europe that preceded us in these issues, uh, do not have.
You Hit The Number, Now What? | Childfree Life By Design Crossover | 224
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3:03Bill YountHOST
What's it like for you? Did you get there early in life, or are you still trying to get there? I

Jay ZigmontGUEST
partially because I don't talk a lot about my own story, and it's one of those I try to share other people's stories.

Jay ZigmontGUEST
But for me, I was working in healthcare, had hit the number that mattered, had enough money that I didn't really need to work, and got burnt out on healthcare.

Jay ZigmontGUEST
You and I probably could share a whole lot of stories about how healthcare burns you out.

Jay ZigmontGUEST
But I had hit my personal professional financial goals, and I'm like, now what? And at the time, I decided, all right, I'm going to buy a farm.
18 MINS LATER
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21:54Bill YountHOST
And when you look at the number of dots get taken up by sleeping, by working, and how much free, focused, living time you have, it's really intimidating because it's not as much as you think.