So what have you seen change?

Great question.

What I have seen change.

The attitude definitely has shifted.

I think pandemic played a huge role in this when everybody had to go digital and majority of people that did that never went back.

And also there's all the misconceptions that in the early days people had like, We just close branches.

Branches are going to become irrelevant.

How do you go about building a partner ecosystem? You know, most banks and credit unions, actually, I would say all banks and credit unions, even the big boys have to partner.