But for us, people who might be watching and are listening, in layman's terms, just lay out kind of what you found out and what the consequences could be behind that.

All right, and I'll be glad to.

Thanks for asking and inquiring on this thing because it is serious.

Now, let me begin by saying we're not in a crisis yet.

We're not in a crisis yet.

However, I look at all the economic indicators as a part of the job here.

That is new businesses, new construction, new home construction, and also those businesses that close.

You know why that sounds ridiculous to me? Why is that?