There's no laws on cruise ships.

There's a guy who disappeared at one point, a crew member, and no one knew what happened.

He was just gone, just vanished.

There was just so much danger in- inherent in those little excursions that we took as crew members that I'm very grateful that I made it through.

I got to travel all over the world.

It was an amazing experience, but it was not a sustainable lifestyle.

Yeah

... and to exercise? We all know we should do it, and it's ex- very hard to be a tyrant to yourself.

Jason, what about you? Tell me about you and your bank and what living in Hawaii must be like.

Well, Hawaii's amazing.

Central Pacific Bank is about $7.5 billion.

We operate in Hawaii exclusively.

We don't have any mainland branches or any aspirations to necessarily move out to the mainland.

We love our community.

It was founded really to serve the underbanked, and we continue to make that part of our mission.

Um, Jason, what would you say? And how would you describe Central Pacific's journey of, you know, using data to deepen relationships and, you know, kind of at the end of the day, like get more deposits, make more loans, make better and safer loans?