I'll turn it over to you to start off with just giving us kind of an overview of current, you know, recent trends, and we'll go from there.

Yeah, thank you all for having me.

Tisa Ramsey-Bruno, nice to be back.

So I guess we'll just start with some high-level product trends that we've been seeing.

Pretty much a continuation from what we saw towards the end of 25 and how that year ended, leading into 26, but fixed deferred.

Annuities, sales premiums are down.

Indexed annuities as well in the same boat, down a little bit.

What does that dynamic look like? Does that mirror the growth in premium? What is that dynamic out there?

away.

And then come back to this to hear the same answer.

I'll say this and I'll try to say, give different points of view.

So you're not watching the same thing.

Cause I do want you to go watch that.

I, I think after winning, last year i just kind of understood and i i hinted on this in the video that's like it didn't give me the the return that i thought winning would and i think that kind of just freed me up for like not even just in life in general because i understood like after i accomplished that it was like oh wait like i guess i before i won the games this i made this out to be way bigger than it was Because then when I accomplished it, it just didn't make me feel any different.

It just made me feel like I accomplished something really cool.

So what is the why?