you had access to in the moment.

And a story that I like to tell in that.

So when my, when I was younger and I was five or seven, my mom got into a little fender bender thing.

And it was late at night.

And she didn't have car insurance.

Not because she didn't recognize that she needed to.

Not because she didn't want to.

What is something that you'd like to see addressed more on a structural level or something that would be really powerful for our collective financial health?