Uh, and for those who aren't technology experts, and believe you me, that includes me, um, what does that actually mean, and what can your platform do that existing bank and payment systems can't?

First of all, the...

Actually, we are doing the f- we, our company are providing the financial service, which is, uh, call it as a fintech level.

But now we are trying to move forward from RC three point oh to RC three point five, which is the platform change.

The major change will be from fintech to fintech orchestration.

So, uh, what is mean by the financial orchestration is, uh, we try to challenge that, um, because now our platform is in a ecosystem.

So the ecosystem itself will be have, uh, multiple platform.

... everybody's lips is what is the competitive advantage that R365, both 3.0 and 3.5 bringing to the market?