
Jack Rivers
Pope "Jack" Rivers, Investment Advisor at The Noles Group in Birmingham, Alabama, and panelist on the Understanding Money podcast
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Jun 12, 2026
Retirement Momentum: Small Habits, Big Results
24:47
24:59
25:06
25:19
25:28

Evan GriffithGUEST
Everything that you do in your financial plan, whether it's for retirement, whether it's for a goal that you set pre-retirement, It's all compounded, compounding

Jack RiversGUEST
And I'm like the reverse side of that is like, look for expenses that repeat, you know, because those compound as well.

Jack RiversGUEST
But in the opposite direction, the monthly subscriptions that often go unnoticed after a few months, insurance premiums that could should probably be reviewed to see if you can get them a little bit lower.

Jack RiversGUEST
Cell phone, internet, streaming services are all common areas where costs can creep higher over time and you won't even notice it.

Jack RiversGUEST
Even small reoccurring expenses that add up over the course of a year All of these can be huge things that just slowly drain your budget and you don't even notice it.
15 MINS LATER
