But first, Holly, before we get caught up in tax planning, what's going on with the market right now?

Markets are up, which is great at this time of year.

September historically has been a little bit of a bumpy month, and everybody will be watching the Fed meeting later on today.

It's a highly anticipated interest rate increase.

That's what they're saying.

That's what they're saying.

That's what they're saying.

Is there a catch to this or?