How much better would you say the data is now, starting with Guy, and where does that lack of granularity still create blind spots?

vastly improved recent in recent even as close as what months and years as well i think comparative to where from where we were you know considerable while ago you may get a paper submission in person that was being scanned 10 different times through 10 different scanners and it would be impossible to do it to create anything out of A lot of things have changed.

I think even COVID happening, for example, you know, changed the way that we as insurers were receiving data.

We went through a long period of not receiving it physically.

So it came in a much easier format for us to be able to ingest.

I also think, you know, as we've seen, the increased loss activities resulted in a need for better data.

I think you had a lot of clients that in a much softer market were able to achieve solutions that they're not able to achieve when the market hardened.

it's been an ever-changing beast you know what we said week one is completely different to what we're saying now and even now that it's kicked off again this week how we're reacting now is completely different to how we reacted then so i think the key is just to stay as dynamic as you can yeah but it's certainly not easy