Then I'd love to know some of your personal advice, like what can we do to protect ourselves? What do you do? And then how do we protect our kids and our elderly members? So one

of the things that I always tell small business owners, and there's a kind of a disconnect between what, larger corporate America understands for security and what they're doing now.

They have what they call CISO roles, or Chief Information Security Officer roles.

They have board members that are cybersecurity experts.

They understand that cyber has to be built into their businesses, and small businesses aren't there yet because...

It's expensive or can be expensive.

And what they think is they say, well, I have an IT guy.

Just from a very basic standpoint, what would you put in place just to make sure you have something in place or that you're educating your team? What are some simple things we can do?