Yeah, that works

...

if one company, if one company is having a problem with snowplow contractors or a, a client's specific loss ratio or a potential client's specific, you know, claims or what they're doing, um, it's best to be with an independent agency that has, you know, access to 10, 20, or hundreds of insurance carriers that, you know, will, will provide a quote in this space.

So if you're just with a company that has one, you know, access to only one company or a select few, it's gonna be a lot harder.

But I think the key to that situation is just having options with other carriers.

And obviously, if there is a problem because of claims, if they just get out of the industry, if they just cancel the insurance because they don't like snowplow contractors anymore as a book of business, then there's not much you can do, even if you have a good, you know, loss ratio or claims experience.

We'd, we'd find another company for you.

So when you get your hands on a company and they're looking to get a bit more strategic with insurance, like what do you, what do you work on with them? Where do you start?