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Grace Speckman

Sep 15, 2026

4:47
And then what is your background in writing?
4:49
Sure.
4:50
I'll start with the background in writing and share how I got to where I am now.
4:53
But I don't think it's... dissimilar from your own daughter, Chloe.
4:58
I did a pony ride on vacation with my parents.
5:01
I think I was maybe six or seven.
5:03
We got home and I just kept begging to take lessons.

29 MINS LATER

34:17
But then if we don't make moves, then it's all
23:41
Yes.
23:41
Okay.
23:42
So the rule of 72 is basically a cheat sheet calculation to determine how quickly your money will double.
23:50
So the way it works, you take 72 divided by your expected growth rate or interest rate.
23:57
So let's just make it super easy.
23:59
Let's take 72 divided by 10, which is pretty darn close to historically what the S&P 500 has done.
24:07
So 72 divided by 7.2, or divided by 10, is 7.2 years to double your money.

9 MINS LATER

32:57
What's your final one for us, Grace?

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