So can you give us a bit of the bigger picture here? How did we get into this situation?

So the biggest picture, to take a huge step back, the biggest picture and the most important thing is that health costs are going up and are going to continue to go up.

And there's two reasons for that.

One is the aging population, but the other is actually good and exciting, which is the developments in health.

So, for example, there are all sorts of conditions where maybe previously there would be one treatment or no treatment, and now there are multiple treatments or multiple treatments options.

And so what that means is that people are living longer, they're living better lives, all those sorts of things, but that does cost more.

So the health system is going to have and will continue to cost more.

Can you explain what you found?