Okay.

Or your, you know, your real question because you asked about other things earlier.

So the fact of the matter is, is that if you buy life insurance that has some cash value built into it, then that could supplement your income in the future.

You know, whether it's the person who just was in our office, you know, a few minutes ago, he's buying, you know, life insurance on his six grandchildren because they're young, and they're healthy, and, and, and it's an opportunity to buy something that's gonna build a ton of cash and give them money for, you know, college education and give them money for, uh, when they wanna buy their first home or whether they wanna, you know, get money for retirement planning or in the event that, God forbid a billion times, they have a disability or a long-term care claim, they can pull money out of that, out of that policy.

So it's just, you know, whether it's somebody young or if it's somebody that's a little bit older, you, when you do the full-blown financial planning, you're gonna typically wanna have some permanent insurance, some temporary, you know, and some temporary insurance.

And so a lot of times people that are, you know, financial planners out there, they're gonna push one product over another product over another product.

I don't believe in that.

Right.