So, I mean, how, I mean, I guess do you have any tips on the balance of that and maybe how much someone should be taking out of their savings and putting down on a car payment or, you know, that initial loan, I guess?

So it goes back to budgeting.

I, I hate to harp on budgeting, but that's where everything starts.

But, um, I like to say when you have a goal in place for what you want to achieve...

Well, let me rewind.

You need short-term goals, mid-term, long-term goals, and every one, again, your situation is different, but once you have a goal in place and you have an action plan on how to reach that goal, if it's to buy a car in six months or a year or whenever it is, you wanna start building the trust for, you know, when you actually need it in the future, when you actually go and y- you finance that vehicle.

Uh, a couple of other tips on purchasing, if it is a vehicle that you're saving for, you know, getting a preapproval before you go to a dealership.

Can you, can you maybe get into some, some of the biggest mistakes maybe that Gen Z makes when it comes to student loans and, you know, what, maybe what should you consider before refinancing?