What's the strategy behind this huge number we are seeing on the smart wall?

Okay, thank you very much for inviting us.

So I think for us as a bank, our focus has been on all sectors of the economy.

We are very sure that there are areas in the economy that we can benefit from as a bank.

And so we don't really focus on a particular sector.

We focus on all sectors of the economy.

And if you look at the growth in our deficits, which we'll come to shortly, all the sectors grew.

In terms of strategy, how did you actually strike the balance in terms of giving out cash loans to customers and then also investing in key strategic areas? What's the position of the bank, and how did you do that in 2025, and how did it affect the profits we are seeing on the smart walk? Let

What's the strategy behind this huge number we are seeing on the smart wall?

Thank you very much for inviting us.

So I think for us as a bank, our focus has been on all sectors of the economy.

We are very sure that there are areas in the economy that we can benefit from as a bank.

And so we don't really focus on a particular sector.

We focus on all sectors of the economy.

And if you look at the growth in our deficits, which we'll come to shortly, all the sectors grew.

And how did it rise from the ashes, if I should put it that way?