So if you could tell our listeners a little bit about the OMERS review, what is it about? Is the Ford government intending to fix some of the issues that exist? And what is the goal of this review overall? So I'll start with Fred, if you want to add to it.

Sure.

We're in this very unique position of having what has been set up and established as this independent plan.

It's supposed to be over here, independent now, a jointly sponsored plan that is independent up to The sponsors, those of us who are engaged and represent workers and the employers in the plan, it's supposed to be up to us to decide how things work there.

I will say, you know, that in the last number of years, that internal structure has not worked very much in what I would say would be CUPE's favor.

Look, basically, Kevin was talking about benefits and contributions.

That's basically like the bargaining.

And that is, you know, again, what we're seeing with this Zomer situation.