
Fitzpatrick Owen
Regional Vice President at Garnet Captive, a group captive insurance firm, focused on business development and member relations for trades and other businesses; guest on the Trades Talk Podcast.
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Sep 2, 2026
Fitz Owen: Why the Best Trades Companies Are Becoming Their Own Insurance Owners
13:13
13:24
13:34
13:42
13:51

Fitzpatrick OwenGUEST
So there is, I think, one of the biggest parts of the process with getting somebody comfortable with the captive is the education process that comes with it, right? Because...

Fitzpatrick OwenGUEST
General, just standard insurance is hard to wrap your head around, and now we're throwing all sorts of new terminology and the word structure all the time at you.

Fitzpatrick OwenGUEST
But it's an education process that gets people to see... your company has performed really well.

Fitzpatrick OwenGUEST
If you are willing to bet that you're going to have average performance going forward, we've built a really nice solution for you that is going to work for you in the long run.

Fitzpatrick OwenGUEST
Um, now when people think group captive, a couple of things that come to mind are, you know, initial costs to get in.
