Federico, do these markets benefit from European ties, whether that's linguistic or just historical presence there when it comes to receivable finance?

I don't know if the, um, if they benefit from it.

Um, what we're seeing is something different.

We're seeing a big traction related to particular, let's say, industries in the region that are driving growth in factoring, and that, that is especially, um, particularly everything related to mining, for instance.

So we're talking about big corporations, uh, which, uh, translate into anchor buyers in that region.

Um, so and that can be, um, in West Africa, East Africa, Southern Africa.

So whenever you go to a place like, uh, where we are now present, let's say Burkina Faso or, um, Côte d'Ivoire or Guinea or Cameroon, Congo, you name it, Mozambique- Kenya, um, we always talk about, um, larger anchor buyers primarily from the mining sector, petrol sector, and then of course, on top of that, uh, larger telcos, uh, retailers.

What does the process of bridging the SME trade finance gap look like in practice, and particularly where does automation play a role here?