What would you add to that?

The one thing I would add is that the ones who are the most affected by the housing crisis are not fixed.

So it depends on housing systems and welfare regimes.

and how they have evolved over time.

So looking across Europe, we see that the housing systems have followed very different trajectories.

Since the 80s and the 90s, for example, Some have become more market-oriented, while the role of public intervention and the conditions shaping housing affordability have evolved differently across countries.

So if I take an example, the same exposure to rising energy costs can have very different consequences for households depending on whether they are protected by regulated rents, social housing, or other forms of public support.

Federica, what would be your initial reaction? What really struck you from that field report?